Texans Credit Union

My Texans Checking

Our most popular checking account! Great for every day use and all the standard features you expect.

Select Account Options

Important Information

If you are new to Texans CU, a Membership Savings account is required and will be opened alongside your new accounts.

Select from the following optional features:

Debit Card

If this is your first checking account, your new debit card will automatically be sent to you.

If you have an existing checking account, we will add this account to your current debit card. Please give us a call or stop by a branch if you would like to order a second debit card.

Overdraft Protection

Your first line of defense uses your Membership Savings account to cover overdrafts. There is a $5 fee for each transaction. Please review Overdraft Protection and Courtesy Pay.

Courtesy Pay

Can cover your everyday debit card and ATM transactions if you enroll. When used, a fee of $35.00 per transaction is assessed. Please review Overdraft Protection and Courtesy Pay.

e-Statements

Quickly and easily access your statements anytime, anywhere.

If you have previously opted in to e-Statements and uncheck this box, you will no longer receive e-Statements on any of your Texans accounts and a fee will be assessed monthly. No monthly service fee is assessed as long as you have e-Statements or direct deposit.

Early Direct Deposit

Get your paycheck one day sooner.¹

No Monthly Service Fee

Monthly service fee of $5 is waived with any monthly direct deposit or enrollment in e-Statements.

Mobile Banking

Your accounts in your hand, including Mobile Deposit and Bill Pay.

Fee-Free ATMs

Enjoy access to over 70,000 fee-free ATMs worldwide.

Additional Product Features

Get your new or replacement debit card instantly at all Texans branches
24/7 online access to your account e-Statements
Your money is protected - account federally insured up to $250,000 by the NCUA
Overdraft services to protect your account from the unexpected

Compatible with Apple Pay, Google Pay, and Samsung Pay
Manage your money with easy online account transfers and bill pay service
Free Credit Connection tool featuring your credit score, report, and goals
Quick, simple Mobile Deposit service

Free identity monitoring with ID Navigator powered by Norton LifeLock
Free credit monitoring with Dovly Uplift
Contactless debit cards for faster and more secure checkouts
Covered by Visa Zero Liability fraud protection²
Instant Lock/Unlock if your card is lost or misplaced

Rates and Account Guide

¹Early access to your direct deposit payroll

²Cardholder must use care in protecting their card and notifying the Credit Union immediately of any unauthorized use and for additional details. Additional limitations may apply.